:root{
  --bg:#f4f7fb;
  --panel:#ffffff;
  --text:#102033;
  --muted:#627386;
  --brand:#102a43;
  --brand-2:#1f6feb;
  --brand-3:#14b8a6;
  --line:#dce5ef;
  --soft:#edf5ff;
  --warning:#b42318;
  --success:#11845b;
  --shadow:0 18px 50px rgba(16,42,67,.12);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;overflow-x:hidden;padding-bottom:88px}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
button,input,select,textarea{font:inherit}
button{color:inherit}
.container{width:min(1160px,calc(100% - 40px));margin-inline:auto}
.skip-link{position:absolute;left:-999px;top:8px;background:#fff;color:#000;padding:10px 14px;border-radius:10px;z-index:999}
.skip-link:focus{left:8px}
.topbar{background:#0b1f33;color:#d9e8f6;font-size:14px}
.topbar__inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(220,229,239,.9)}
.header__inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:10px;min-width:max-content}
.brand img{width:62px;height:42px;object-fit:contain}
.brand span{display:grid;line-height:1}
.brand strong{letter-spacing:0;font-size:18px;color:var(--brand)}
.brand small{letter-spacing:0;font-weight:800;color:var(--muted);font-size:10px;margin-top:4px}
.nav{display:flex;align-items:center;gap:26px;font-weight:800;color:#29435d}
.nav a{position:relative;padding:8px 0}
.nav a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--brand-2);transition:.22s}
.nav a:hover::after{right:0}
.header-call{background:var(--brand);color:#fff;border-radius:999px;padding:11px 18px;font-weight:900;box-shadow:0 10px 24px rgba(16,42,67,.2)}
.menu-toggle{display:none;width:46px;height:46px;border:0;background:var(--soft);border-radius:14px;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.menu-toggle span{width:22px;height:2px;background:var(--brand);border-radius:10px;transition:.2s}
.hero{position:relative;background:#0b1f33;color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,#0b1f33 0%,#123354 54%,#185a75 100%)}
.hero::after{content:"";position:absolute;inset:0;background:repeating-linear-gradient(68deg,rgba(255,255,255,.08) 0 1px,transparent 1px 118px);opacity:.28}
.hero__grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,440px);gap:40px;align-items:start;padding:48px 0 58px}
.eyebrow{display:inline-flex;align-items:center;text-transform:uppercase;letter-spacing:0;font-size:12px;font-weight:900;color:var(--brand-2);background:#eef6ff;border:1px solid #d4e9ff;border-radius:999px;padding:7px 11px}
.hero .eyebrow,.quote-form--hero .eyebrow{color:#bdefff;background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.18)}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(38px,5vw,62px);line-height:1.04;letter-spacing:0;margin:20px 0 22px;max-width:760px}
h2{font-size:clamp(28px,3.2vw,42px);line-height:1.12;letter-spacing:0;margin:12px 0 14px;color:var(--text)}
h3{font-size:21px;line-height:1.2;margin-bottom:9px;color:var(--text)}
.hero p{font-size:19px;color:#e5f1fb;max-width:660px;margin-bottom:28px}
.hero__actions,.contact-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:999px;padding:13px 20px;font-weight:900;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s;color:inherit;min-height:48px}
.btn:hover{transform:translateY(-2px)}
.btn--primary{background:var(--brand-2);color:#fff;box-shadow:0 16px 34px rgba(31,111,235,.26)}
.btn--secondary{background:#fff;color:var(--brand);box-shadow:0 14px 30px rgba(0,0,0,.12)}
.btn--whatsapp{background:#19a463;color:#fff;box-shadow:0 16px 34px rgba(25,164,99,.22)}
.btn--full{width:100%;border-radius:14px}
.hero__facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:30px 0 0;max-width:670px}
.hero__facts div{border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.08);border-radius:16px;padding:14px}
.hero__facts dt{font-size:22px;font-weight:900;line-height:1.1}.hero__facts dd{margin:4px 0 0;color:#d8e8f6;font-weight:700}
.quote-panel{display:block;min-width:0}
.quote-form{background:#fff;color:var(--text);border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}
.quote-form--hero{background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-color:rgba(255,255,255,.52)}
.quote-form--hero .eyebrow{color:var(--brand-2);background:#eef6ff;border-color:#d4e9ff}
.form-head h2{font-size:28px;letter-spacing:0;margin-bottom:9px}
.form-head p{color:var(--muted);margin-bottom:18px}
.form-row{display:grid;gap:7px;margin-bottom:14px}
.form-row label{font-weight:900;color:#21384f}
.form-row input,.form-row select,.form-row textarea{width:100%;border:1px solid #d1dfeb;background:#f8fbff;border-radius:14px;padding:13px 14px;outline:none;color:var(--text);transition:border-color .2s,box-shadow .2s}
.form-row input:focus,.form-row select:focus,.form-row textarea:focus{border-color:#6aa8f8;box-shadow:0 0 0 4px rgba(31,111,235,.12)}
.checkline{display:flex;gap:10px;align-items:flex-start;color:#52677d;font-size:14px;margin:6px 0 18px}
.checkline input{margin-top:5px;flex:0 0 auto}
.form-status{min-height:22px;margin:12px 0 0;color:var(--warning);font-weight:800}
.form-status.is-ok{color:var(--success)}
.trust-strip{position:relative;margin-top:-24px;z-index:3}
.trust-strip__grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);overflow:hidden}
.trust-strip__grid div{padding:22px 20px;border-right:1px solid var(--line);display:grid;gap:3px}
.trust-strip__grid div:last-child{border-right:0}
.trust-strip strong{font-size:24px;line-height:1.12;color:var(--brand);overflow-wrap:anywhere}
.trust-strip span{color:var(--muted);font-weight:800}
.section{padding:76px 0}
.section-head{max-width:720px;margin:0 auto 38px;text-align:center}
.section-head p{color:var(--muted);font-size:18px;margin-bottom:0}
.service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.service-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px 14px 22px;box-shadow:0 12px 32px rgba(16,42,67,.07);transition:transform .2s,border-color .2s,box-shadow .2s;min-height:360px;display:flex;flex-direction:column;overflow:hidden}
.service-card:hover{transform:translateY(-4px);border-color:#a9cef8;box-shadow:var(--shadow)}
.service-card img{width:100%;aspect-ratio:16/9;height:auto;object-fit:cover;border-radius:14px;margin-bottom:18px;background:#eef4fb}
.service-card h3,.service-card p,.service-card button{margin-left:8px;margin-right:8px}
.service-card p{color:var(--muted);margin-bottom:20px}
.service-card button{margin-top:auto;align-self:flex-start;border:0;background:transparent;color:var(--brand-2);font-weight:900;padding:0;cursor:pointer}
.advisor{background:#fff;padding-top:52px;padding-bottom:52px}
.advisor__grid{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}
.advisor__image{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);background:#0b1f33}
.advisor__image img{width:100%;aspect-ratio:4/3;object-fit:cover;object-position:center}
.advisor__content p{font-size:18px;color:var(--muted);max-width:560px}
.about{background:#fff;padding-top:60px}
.about__grid{display:grid;grid-template-columns:.9fr 1fr;gap:48px;align-items:center}
.about__image{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);background:#0b1f33}
.about__image img{aspect-ratio:4/3;object-fit:cover}
.about__content p{font-size:18px;color:var(--muted)}
.about-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:24px}
.about-list span{background:#f8fbff;border:1px solid var(--line);border-radius:14px;padding:12px;font-weight:800;color:#29445f}
.process{background:#eef4fb}
.process__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:42px;align-items:start}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.steps div{display:grid;grid-template-columns:42px 1fr;column-gap:12px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;box-shadow:0 10px 28px rgba(16,42,67,.06)}
.steps span{grid-row:1/3;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:#fff;font-weight:900}
.steps strong{color:var(--text)}.steps small{color:var(--muted)}
.faq{background:#fff}
.faq__grid{display:grid;grid-template-columns:.75fr 1.2fr;gap:46px;align-items:start}
.accordion{display:grid;gap:12px}
.accordion details{border:1px solid var(--line);border-radius:16px;background:#fbfdff;padding:18px 20px}
.accordion summary{cursor:pointer;font-weight:900;color:#183452}
.accordion p{color:var(--muted);margin:12px 0 0}
.contact{padding-bottom:70px}
.contact__layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.85fr);gap:20px;align-items:stretch}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 12px 32px rgba(16,42,67,.07)}
.contact-card--main{display:block;padding:0;overflow:hidden;background:linear-gradient(135deg,#fff,#eef6ff)}
.contact-card--main .contact-card__body{min-height:100%;padding:34px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}
.contact-info{display:grid;gap:20px}
.contact-card p{color:var(--muted)}
.contact-card h3,.contact-card p,.about-list span,.steps strong,.steps small{overflow-wrap:anywhere}
.text-link{color:var(--brand-2);font-weight:900}
.footer{background:#0b1f33;color:#d8e9f7;padding:32px 0}
.footer__inner{display:flex;align-items:center;justify-content:space-between;gap:24px}
.footer p{margin:4px 0 0;color:#9ab4ca}
.footer__links{display:flex;gap:18px;font-weight:800}
.footer small{color:#9ab4ca}
.fixed-actions{position:fixed;left:50%;bottom:16px;transform:translateX(-50%);z-index:60;display:flex;gap:10px;padding:8px;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border:1px solid var(--line);border-radius:999px;box-shadow:0 18px 44px rgba(16,42,67,.18)}
.fixed-actions a{min-width:112px;height:48px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:900;font-size:14px}
.fixed-actions__phone{background:var(--brand-2);color:#fff}
.fixed-actions__wa{background:#19a463;color:#fff}
.fixed-actions__phone img,.fixed-actions__wa img{filter:brightness(0) invert(1)}
@media (max-width:980px){
  .topbar__inner{justify-content:center;text-align:center;flex-wrap:wrap;padding:8px 0}
  .header__inner{height:70px}
  .menu-toggle{display:flex}
  .header-call{display:none}
  .nav{position:absolute;top:calc(100% + 8px);left:18px;right:18px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);display:none;flex-direction:column;align-items:stretch;gap:0;padding:10px}
  .nav.is-open{display:flex}
  .nav a{padding:14px}
  .nav a::after{display:none}
  .menu-toggle.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .menu-toggle.is-open span:nth-child(2){opacity:0}
  .menu-toggle.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .hero__grid,.advisor__grid,.about__grid,.process__grid,.faq__grid,.contact__layout{grid-template-columns:1fr}
  .hero__grid{padding:40px 0 54px}
  .trust-strip__grid{grid-template-columns:repeat(2,1fr)}
  .trust-strip__grid div:nth-child(2){border-right:0}
  .trust-strip__grid div:nth-child(1),.trust-strip__grid div:nth-child(2){border-bottom:1px solid var(--line)}
  .service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .about-list,.steps{grid-template-columns:1fr}
}
@media (max-width:640px){
  body{padding-bottom:88px}
  .container{width:min(100% - 28px,1160px)}
  .topbar{font-size:12px}
  .brand img{width:54px}
  .brand strong{font-size:16px}
  .brand small{font-size:9px}
  h1{font-size:36px}
  h2{font-size:28px}
  .hero p,.section-head p,.about__content p{font-size:16px}
  .hero__actions .btn,.contact-actions .btn{width:100%}
  .hero__facts{grid-template-columns:1fr}
  .quote-form{padding:20px;border-radius:18px}
  .trust-strip{margin-top:-18px}
  .trust-strip__grid{grid-template-columns:1fr}
  .trust-strip__grid div{border-right:0!important;border-bottom:1px solid var(--line)!important;padding:18px}
  .trust-strip__grid div:last-child{border-bottom:0!important}
  .service-grid{grid-template-columns:1fr}
  .contact-card--main .contact-card__body{padding:24px}
  .section{padding:56px 0}
  .footer__inner{flex-direction:column;align-items:flex-start}
  .footer__links{display:grid;gap:10px}
  .fixed-actions{left:14px;right:14px;bottom:12px;transform:none;display:grid;grid-template-columns:1fr 1fr;border-radius:18px}
  .fixed-actions a{min-width:0;width:100%;height:48px}
}
@media (max-width:360px){
  .fixed-actions a span{font-size:13px}
  .fixed-actions{gap:8px;padding:7px}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}